Your finances,
our commitment
We genuinely love helping people reach their property goals. A place to call your own. Financial security to raise a family or retire a little earlier to spend more time with the people who matter. Maybe even that beach house you've been dreaming about. Whatever it looks like for you, we want to help you get there.
Home loans can be complicated. We handle that. From lender policies to paperwork to settlement, we take the complexity off your plate so you can make decisions with confidence. Not just for your first loan, but as trusted partners in your life-time property journey.
We've helped hundreds of buyers across every scenario you can imagine. Self-employed, foreign income, complex structuring, bridging loans with tight timelines, unusual properties. With relationships across 40+ lenders, we know who will say yes and why. Our job is to find the best outcome tailored to your situation, not just the easiest approval.
Trusted by home buyers across Australia
"There's just not enough stars to rate the experience with Jack at Brilliant Finance Group. The level of care, attention to detail, customer-centric approach and creative strategy is unparalleled."
Rebecca T.
Refinancing
"I'm self employed and almost no lenders would touch me with less than 18 months history. Jack worked tirelessly to find a solution. I couldn't recommend anyone more highly."
Mark R.
Self-Employed
"Jack Chen has helped me for my 4 properties' mortgage and I regard him not only as a friend but also as my good advisor. He treats me very honestly."
Julie
Long-term Client
"Jack is a true problem solver — always thinking ahead, addressing challenges quickly, and finding solutions that work. I felt confident every step of the way."
Debbie C.
Problem Solver
"Our situation and income was complex but Jack navigated this professionally and swiftly enabling us to buy our dream home. We cannot recommend you highly enough."
Selina W.
Complex Income
"Jack was instrumental in helping us achieve our goals. He maximised our borrowing capacity through strategic structuring and gave us more options to plan for the future."
Tommy H.
Strategic Structuring
"We have had a relationship with Jack since 2019 and since then we are getting the best caring service. He is very talented, honest and knowledgeable in his field."
Biplob D.
Long-term Client
"Jack took the time to understand my financial situation thoroughly. He meticulously walked me through various rate configurations. His responsiveness gave me confidence."
Kevin S.
Investment Loan
"From the very beginning Jack was professional, transparent, and incredibly knowledgeable. We'll definitely be using him again in the future."
Ryan W.
Repeat Client
"Jack is the best mortgage broker I have ever dealt with. He genuinely goes above and beyond to ensure you get the best result. I couldn't recommend him highly enough."
Simon J.
Multiple Properties
"Jack helped us with a more complex arrangement and worked quickly to secure us the correct financing option. He is an excellent communicator with strong attention to detail."
Tim & Chloe W.
Complex Arrangement
"Jack explained and kept us informed of what the process looked like, our next steps, and even plan B, which led us to a seamless settlement. Highly recommend for first home buyers!"
Megan N.
First Home Buyer
"I cannot find a mortgage advisor as knowledgeable, helpful, available, and diligent as Jack. He is solutions focused, always does what he promises. Highly recommend!"
Sharon M.
Refinancing
"As first home buyer Jack was very thorough with explaining and guiding us. He's very well connected with all the different lenders and was able to get a loan product that best suited our needs."
Julian N.
First Home Buyer
Good advice starts with good questions. Before we recommend anything, we want to understand your situation — your goals, your timeline, what you're actually trying to build.
Then we go to work. We look at every angle — income structure, future plans, risk appetite — and search 40+ lenders to find the right fit. Not the easiest fit. The right one.
From application to settlement, we handle the heavy lifting. The paperwork, the follow-ups, the fine print. You stay informed, not overwhelmed — and confident the details are in good hands.